We work for you, not the insurance companies

Full service independent broker providing insurance coverage that meets your needs and budget. Call us any time.
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Our Mission

From our main office in Long Beach, we have been serving the California community since 2006. We offer virtually any line of coverage for your business and family.

Our mission is to understand the uniqueness of each individual and business in order to incorporate our services with integrity and compassion alongside superior service.

Contact us at anytime at (323) 377-2998.

About Us


Hal Reniff

Managing Partner

What our Customers are Saying

After unsuccessfully shopping with countless brokers for our special circumstances, I met Hal. He didn’t over-promise or under-deliver. In fact, quite the contrary. He is very understanding and listened to our needs. He got us a policy that suits our needs at a very reasonable price within a timely manner. He accomplished something that no other agent could and really saved the day for our business. We are grateful we found you Hal, thank you!

Wendy F – Los Altos, CA

My business partner and I have had the wonderful pleasure of working with Hal for some time now. He is a true professional, and additionally, a kind and generous man. Ever willing, and perhaps more importantly, able, to go above and beyond meeting our needs in the most timely and effective manner. I’m immeasurably grateful for his kind service.

Larena A – Santa Monica, CA

To say that Hal is a great insurance agent would be an understatement. Hal goes beyond what’s expected from an agent. I was referred to him by a business colleague when I was looking for WC and GL insurance. I gave Hal a call, he reviewed my then current GL and found that the agent I was working with didn’t insure me for what I asked for or even needed. Long story short, Hal took over shortly after. He made lots of calls and research to find me the very best deal and he did. He wrote my current GL and WC policies, and to be honest, I wouldn’t go anywhere else for this, he’s the man. Since then, I’ve come to know Hal on a personal level and he’s the same humble guy outside the office. I truly recommend his services to anybody that’s looking for a serious and reliable agent that’s going to work twice as hard as any other agent.

E.R – Santa Ana, CA

OIA Insurance by the Numbers

Retention Rate
Star Service
Years of Experience
Lines of Insurance Offered

Partial Services

Commercial Lines

Workers Comp
General Liability
Commercial Auto

Personal Lines

Long Term Care
Life Insurance

Partial List of Partners

Specialty Markets & Instant Quotes

Lloyds of London
Mesa Insurance
Western Heritage

Commercial Lines

Security National
Berkshire Hathaway

Personal Lines

The Hartford
Liberty Mutual
Great America


1510 Park Avenue Long Beach, CA 90815